insurance tips

The numbers are quite surprising. Almost 7 out of 10 Americans have less than $ 1,000 in savings. One in three Americans has nothing in reserve for their retirement. And, according to Federal Reserve data, the average working-age couple has saved only $ 5,000 for their retirement. How is this possible? How can it be that the citizens of the richest country that ever existed in the history of the world have hardly any savings? Simple. The cost of living has skyrocketed over the past few decades. For tens of millions of people it is terribly difficult to keep up with their expenses and debts. Just look at the numerical data. House prices, once again, are at their all-time highs. And for those who choose to rent rather than buy, rents in many cities have also reached their all-time highs. A cross for the Millenials This is especially difficult for the Millennium generation, which is spending more than 40% of its disposable income on housing costs. If you add student debt (which continues...

Everyday life exposes us to situations of risk that can strongly affect personal finances. Any day, an illness can destroy everything because we have worked. Situations such as disability or death can destroy the heritage we have forged for our family; For this reason it is important to have a life insurance that protects our loved ones when we can no longer do so. The offer of policies in the market is very large, so HiR Seguros recommends following some steps before choosing a tool that fits our needs. 1. Familiarize yourself with vocabulary. It is important to know some terms that will help you make a good decision. -Coverage: is the specific risk by which the insurance will protect you. Policy: is the document that contains the general rules of your insurance. - Insured sum: refers to the maximum amount that the company will pay you if the insured event occurs. -Prince: alludes to the cost of insurance. 2. What do you want to insure? There are insurance for unemployment, medical ex...