insurance tips

7 Types of Insurance You Need to Protect Your Business From the day an entrepreneur starts a business, he exposes himself to certain risks. Even before the first employee is hired, a business is at risk, making it important to have the right insurance in place. One lawsuit or catastrophic event could be enough to wipe out a small business before it even has a chance to get off the ground. Fortunately, businesses have access to a wide range of insurance types to protect them against these dangers. Here are some insurance types that a business must have in place as soon as possible. 1. Professional liability insurance. Professional liability insurance, also known as errors and omissions (E&O) insurance, covers a business against negligence claims due to harm that results from mistakes or failure to perform. There is no one-size-fits-all policy for professional liability insurance. Each industry has its own set of concerns that will be addressed in a customized policy written for a bu...

Free Auto Insurance Quotes Sure it's tough to be ludicrously overpaid but it's a burden I gladly carry for your sake right because that's what I think every time I pay that stupid insurance bill and chances are that if you're watching this video you're thinking the same exact thing so it's simple stop overpaying and what insurance agencies fail to tell you is that you deserve to actually save some money and they keep convincing the you that you have to overpay for the coverage you are legally required to have simply put the ranking and fortune of money unscrewing the safe drivers like you and I out of our own small fortune and even when we try to save up it feels like pennies and a piggy bank that won't amount to anything in the future so again they say stop overpaying get a quote from an honest agency that can provide you with reliable and affordable coverage policies that save money time and hassle so while you're online get a quote today give us a cal...

Free Online Auto Insurance Quote Free Online Auto Insurance Quote Learn what you need to get the best auto insurance policy for you. Whether you've just bought a new car, are looking to change insurance carriers or are simply shopping around, getting an online car insurance quote from Liberty Mutual is secure, quick and easy. What Information Will I Need? Your time is important, and we'll try to get you through the quote process as quickly as possible. In many cases we can fill your vehicle information in automatically based on public records, but to make things easier, it's best if you have the following information nearby: • Your current policy (if you have one) – this is helpful as a reference so you know what coverages you currently have • Driving record information from the last five years (including accidents, violations and claims) for all drivers you'd like included on your policy • Driver's license number(s) • Your car's make, model and year, as well as...

Auto Insurance Advice :  Cheap Auto Insurance for Military Personnel If you are in the military and you are thinking about buying car insurance I would strongly suggest with your own agent that you are currently dealing with. There are many carriers that they represent that are going to give you discounts just because you are in the military. My name is James. I'm an agent with The Resurgence Group. We're a full service insurance agency in St. Petersburg, Florida. So again when you are thinking about buying that car insurance and you currently are dealing with an agent, give them a call or you can call some of the carriers direct, mention that you are in the military and they'll see what it is that they can offer you as far as a discount. A lot of times it is going to be where you have certain deductibles and certain limits that you have to adhere to on a specific policy and that is how they are saving you money because they design a policy specific for the military so what...

Life Insurance for Military: Options for Life Insurance for Military Personnel In this video, I'm going to talk to you about what your options are for life insurance if you're in the military. So if you're in the military and looking for life insurance, you only have a couple of options. One is insurance through the SGLI. Through the SGLI, you can get instant issue coverage, guaranteed coverage, up to $400,000. The only downside with that insurance is that once you leave the military, you no longer have that insurance. You can typically convert that insurance, but your costs will typically go up, and you're going to get a much better price by getting an individual life insurance policy. So, what are your options for individual life insurance policies? Well, there are two companies out there, Prudential and MetLife, that will insure you if you're in active military, even if you have a deployment order. The only consideration is that you have to do a medical exam to q...

Top 10 Car Insurance Companies in the United States Hello! Today I am telling you about Top 10 Car Insurance Companies in the United States Let's Start What are the simplest thanks to determining UN agency the highest dog is once it involves automobile insurance? Well, at the end of the day, there ar in all probability additional differing opinions than there are insurers. We’re not kidding. Just look at this list of insurance firms to urge however a style of what’s out there. If customer service is “your issue,” you may strive Amica, which has command onto the J.D. Power customer service award for over a decade currently. But action speaks louder than words…and “action” might be best delineate as putt your cash wherever your mouth is. If that’s true, then we would like to seem at the highest ten automobile insurers by market share, which suggests that nothing over UN agency brings within the most premium greenbacks within the U.S. Since we pride ourselves on the “truth” here at TT...

5 Insurance Tips Before You Deploy Texas Department of Insurance If you're in the military, ask your insurance agent about deployment issues before you buy a policy. And if you're getting ready to deploy, here are five things to keep in mind. Number one: Suspend your auto coverage. If no one's going to be driving your car while you're deployed, you might be able to suspend your coverage until you return and save some money. Number two: Arrange to pay your premiums. Think about how to pay your premiums or renew your policy while you're deployed. You might be able to set up automatic payments or renew the policy early, but if you let the policy expire or pay late, you may have trouble getting a new policy or have to pay a higher rate. Number three: Check coverage for personal items. If you have a homeowners or renters policy, ask your agent if personal items you take on your deployment will be covered. The military usually doesn't pay to repair or replace property...

USAA Auto Insurance NIGHTMARE (Car Accident) NO HELP FOR MY SUBARU - USAA PROBLEMS Oh eleven days ago I was involved in an automobile accident on 95 south the guy came up right behind me hitting my car and actually pushed my car into the truck in front of me as you can see the light is busted up in the front and this is my story about how bad USAA insurance is I am still dealing with this you know this is the back damage here as you can see he crunched it up pretty good you know unfortunately he you know did admit fault there wasn't any question about that you know the police came out and when I found out he had USAA insurance I thought well you know that's that's great I've heard they're really good and they you know should take care of the claim well 11 days later I have not gotten a rental car they have not taken care of anything and just saying they're still continuing the investigation to determine fault well it's pretty clear-cut even including accordi...

Auto Insurance Tips  Even though you've done your research and insured your vehicle, there's still more to know when it comes to the wonderful world of car insurance. Below, we look at some not so commonly discussed, but important, issues about insurance that can benefit you tremendously when managing your automotive coverage. *        Switching Auto Insurance Companies Relatively Painlessly *        Closing the Gap—With Gap Insurance *        OEM vs. Aftermarket: Decisions, Decisions... *        Deciphering Auto Insurance Lingo Switching Auto Insurance Companies Relatively Painlessly You may choose to terminate your auto insurance policy for any number of reasons. Maybe you're moving to another state, getting rid of your car altogether, or maybe you're just dissatisfied with your existing company's service. Beware, however, that if you don't g...

How to Buy Car Insurance How to buy car insurance follow these helpful hints before you sign on the dotted line you will need a credit report knowledge of local law careful consideration and competing quotes optional extra coverage step 1 check your credit report for errors insurance companies use your credit rating to help determine your rate request a copy of your credit report by logging on to annualcreditreport.com or by calling 187 three two two eight two two eight you are entitled to one free copy per year step two find out the minimum car insurance required by law on your state's Department of Insurance website only New Hampshire and Wisconsin don't require car insurance but since they do require people to pay for accidents they caused many people carry it anyway step 3 consider buying more liability insurance than your state requires consumer groups recommend a minimum of $100,000 for injuries per person $300,000 per accident and a hundred thousand dollars in property d...